The trading and account activity at TD Lancaster is a comprehensive process involving a number of individuals with specific roles that complement, via appropriate controls and procedures, the end goal of highly effective portfolio management and client service.

	Liquidity - Both deposits and withdrawals can usually be made the same day as requested.
	Multiple Accounts - These can be established to service divisions within a company. Transfers can be made between multiple accounts.
	Transfers - Transfers both into and out of the Fund can be made either by cheque or electronically with any financial institution in North America.

TD Lancaster Investment Counsel ("TD Lancaster") is a division of TD Asset Management Inc.